This Privacy Policy explains how Karda Technologies Ltd (“Karda”, “we”, “us”) collects, uses and protects personal data when you visit usekarda.com or use our service. We process personal data in accordance with the UK GDPR and the Data Protection Act 2018.
1. Data controller
The data controller is Karda Technologies Ltd, 20 Finsbury Circus, London EC2M 7EA, UK. For any privacy request, contact contact@usekarda.com.
2. What we collect
- Account & business data: your name, work email, company details and role.
- Transaction data: card and spending information processed to deliver the service.
- Verification data: information required for KYC/KYB and anti-fraud checks, handled with our regulated partner.
- Technical data: aggregated analytics such as pages viewed, where enabled.
3. Why we use it & legal basis
- To provide cards and spend management — performance of a contract.
- To meet anti-money-laundering and regulatory duties — legal obligation.
- To respond to enquiries and demos — legitimate interest.
- To improve the product — consent, where required.
4. Sharing & processors
We never sell your data. We share it with our regulated e-money partner (for card issuing and safeguarding) and trusted processors (hosting, analytics, accounting integrations you connect), under contract. Where data is transferred outside the UK, we rely on approved safeguards such as the UK International Data Transfer Agreement.
5. How long we keep it
Account data is kept while your account is active. Financial and verification records are retained for the periods required by UK anti-money-laundering and tax law (typically up to 6–7 years after the relationship ends).
6. Your rights
Under the UK GDPR you can access, correct, erase, restrict or object to processing of your data, and request portability. Note some data must be retained to meet legal obligations. You may complain to the Information Commissioner's Office (ICO). To exercise your rights, email contact@usekarda.com.
7. Cookies
We use essential cookies to run the site and app. Analytics cookies are set only with your consent, which you can withdraw at any time.
8. Changes
We may update this policy from time to time. The “last updated” date above reflects the current version.